Stop Losing $2B Annually to Insurance Fraud.
Detect Fraud Signals. Process Claims 50% Faster.
Insurance fraud costs $2B+ annually. Perceive8 analyzes every claims call in real-time, detects fraud signals with 94% accuracy, extracts claim details automatically, and reduces processing time by 50%.
$80 Billion Lost to Fraud Annually. Manual Review Can't Keep Up.
Without Perceive8
SIU reviews a fraction of claims. Fraud signals hide in conversations. Processing is slow and inconsistent.
- ✗ SIU reviews <10% of claims
- ✗ Fraud signals in conversations missed
- ✗ Inconsistent adjuster questioning
- ✗ Slow claims processing
- ✗ Compliance gaps in documentation
With Perceive8
Every call analyzed for fraud signals, compliance, and claim accuracy. SIU focuses on real fraud. Processing accelerates.
- ✓ 100% of claims calls analyzed
- ✓ Fraud signals flagged automatically
- ✓ Consistent questioning quality scored
- ✓ Claim details extracted instantly
- ✓ Full compliance documentation
Comprehensive Claims Intelligence
AI trained on millions of claims calls. Understands fraud patterns, compliance requirements, and claims workflows.
Fraud Signal Detection
Detects inconsistencies, coached language, rehearsed narratives, and deceptive speech patterns.
Claim Detail Extraction
Automatically extracts dates, locations, damage descriptions, injuries, and third parties from calls.
Compliance Verification
Verifies required disclosures, state-specific requirements, and regulatory compliance.
Adjuster Quality
Scores adjusters on questioning technique, empathy, thoroughness, and compliance adherence.
Severity Prediction
Predicts claim severity based on conversation signals. Prioritize high-value claims.
Cross-Claim Analysis
Links related claims. Identifies claim rings and organized fraud patterns.
Processing Acceleration
Auto-populate claim forms from conversations. Reduce data entry by 60%.
SIU Prioritization
AI ranks claims by fraud likelihood. SIU focuses on highest-risk claims first.
Audit Trail
Complete audit trail for every claims interaction. Ready for regulatory review.
Meet Aria — Your Claims Intelligence Engine
Aria analyzes every claims call, flags fraud, extracts details, and accelerates processing — protecting your bottom line.
Multiple fraud indicators detected in Mr. Davis's auto claim:
1. Timeline inconsistency: Changed day of accident (Tuesday → Wednesday) at 8:20
2. Rehearsed narrative: Opening description matches word patterns seen in coached claims
3. Stress voice markers: Elevated stress during loss description (baseline was calm)
📊 Signals: 3 of 12 fraud indicators triggered
📋 Similar to: Claims ring pattern #47 (staged accidents)
👤 Claimant History: 2 prior claims in 18 months
💰 Claim Amount: $34,500
📅 Date of Loss: Wednesday (conflicting: Tuesday also stated)
📍 Location: Route 9, northbound
🚗 Vehicle: 2024 Honda Accord (claimant)
💥 Impact: Passenger side
🚦 Cause: Other vehicle ran red light
🤕 Injuries: Neck pain, headache (reported)
👥 Third Party: Unknown driver, fled scene
👮 Police Report: Not filed
⚠️ Gaps: No police report + hit-and-run + high severity = elevated risk
Overall: 7.4/10
✅ Strengths: Professional demeanor, verified key details
⚠️ Areas to Improve:
• Didn't follow up on timeline discrepancy
• Missed opportunity to verify police report
• Should have asked about witnesses
📊 Pat's Monthly Average: 7.8/10
📈 Team Average: 8.2/10
💡 Coaching Tip: When claimants change dates/times, always probe deeper with follow-up questions.
Get Started in 4 Simple Steps
Connect Your Phone System
Integrate with your claims call center or upload recordings.
AI Analyzes Every Call
Fraud detection, compliance checks, detail extraction, and adjuster scoring — all automatic.
SIU Gets Priorities
Flagged claims ranked by fraud likelihood. SIU focuses on what matters.
Process Faster
Auto-extracted details populate claim forms. 50% faster processing.
Built for Teams Like Yours
Case studies from early-access customers will be published here as they go live.
VP Claims
A team in this role uses Perceive8 to save documentation time, surface insights, and keep every conversation searchable.
SIU Director
A team in this role uses Perceive8 to save documentation time, surface insights, and keep every conversation searchable.
Claims Operations VP
A team in this role uses Perceive8 to save documentation time, surface insights, and keep every conversation searchable.
Insurance-Grade Security
SOC 2, state regulatory compliance, and PII protection built in.
End-to-End Encryption
All audio is encrypted in transit and at rest with AES-256 keys managed in our KMS.
Data Retention Controls
You control how long data is kept. Auto-delete after analysis or retain for 7, 30, or 90 days.
Access Controls
Role-based access, SSO, and audit logs. Only authorized personnel can access recordings and results.
Designed for GDPR & CCPA
EU and US data-residency options, DPA on request, and data-subject request tooling built in.
Audit Trail
Complete audit log of every access, analysis, and export to support your own compliance program.
SOC 2 Type II (in progress)
Our audit is underway. HIPAA-eligible workloads available under a signed Business Associate Agreement.
Frequently Asked Questions
- Which lines of business are supported?
Auto, property, casualty, workers' comp, liability, and specialty lines. - Does it integrate with our claims system?
Yes — Guidewire, Duck Creek, Majesco, and custom systems via API. - How does fraud detection work?
12 fraud indicators including inconsistencies, coached language, deceptive vocal patterns, and cross-claim analysis. - Is it state-compliant?
Yes — state-specific compliance rules are built in for all 50 states. - What's the typical ROI?
Carriers see 5-15x ROI in the first year through fraud prevention and processing acceleration.
Protect Your Bottom Line
Typical carriers see 5-15x ROI in year one.
Pilot
- 500 calls/month
- Fraud detection
- Basic reporting
- 30-day trial
Carrier
- Unlimited calls
- All fraud indicators
- Compliance monitoring
- Adjuster QA
- Auto-extraction
- Claims system integration
- SIU dashboard
Enterprise
- Volume discounts
- Custom fraud models
- On-premise option
- Multi-line support
- Dedicated team
- SLA guarantee
Every undetected fraud claim costs you $15,000+.
Request a demo and see Perceive8 flag fraud signals in your own claims calls — proof of concept in 30 days.